The U.S. Department of Veterans Affairs (VA) home loans are exclusive benefits for veterans, active-duty military personnel and their families to make it easy for them to secure a home loan. Whether your intention is to purchase or refinance, you can potentially save thousands of dollars through a VA loan.GET A QUICK QUOTE
VA loans are backed by the government and enable those with less-than-perfect credit and those with higher debt-to-income ratios qualify. Additionally, VA loans are available as either fixed-rate or adjustable-rate mortgages, offering you more options to fit your needs.
Private mortgage insurance (commonly referred to as PMI) is not a VA loan requirement. While typically required on conventional loans when financing more than 80% of the home’s value, VA loans are an exception making them ideal for keeping monthly payments low.
Did you know that a VA loan is one of the only loan programs that permits the borrower to finance 100 percent of the home’s value while purchasing with $0 down? No money down means no more waiting to save for your down payment.
Because these loans are government-backed, VA loans come with fewer restrictions, allowing more veterans, service members and their families to qualify. Begin your homeownership journey today.
Thanks to the VA Streamline Refinance Loan Program, you can refinance your VA loan to a much lower interest rate with minimal documentation required and reduced funding fees. More money in your pocket to use as you wish.
Lenox/WesLend Financial is a trusted VA-approved lender because we want to provide mortgage options to those who have served this nation. Additionally, our competitive interest rates, low cost options, expertise and quick, simplified mortgage process will give you the confidence you need to move forward and achieve your homeownership goals.
Veterans, you’ve earned this benefit, take advantage of your VA eligibility with fewer restrictions and no money down! Contact us to find out how much you could save using your VA loan benefits. Our low mortgage rates make this the ideal time for you to obtain a VA loan.
Call Lenox/WesLend today at 949.777.2222 and find out how much this exclusive benefit could save you.