Privacy Statement
Lenox Financial Mortgage Corporation ( d/b/a WesLend Financial, WesLend
Financial Corp., and WesLend Financial (FN)) is committed to protecting your privacy and
developing technology that gives you the most powerful and safe online
experience.
Lenox Financial Mortgage Corporation group of websites
and
governs data collection and usage. By using the Lenox Financial - Home of the No
Closing Cost Loan website, you consent to the data practices described in this
statement.
Collection of your Personal Information
Lenox Financial - Home of the No Closing Cost Loan collects personally
identifiable information, such as your e-mail address, name, home or work
address or telephone number. Lenox Financial - Home of the No Closing Cost Loan
also collects anonymous demographic information, which is not unique to you,
such as your ZIP code, age, gender, preferences, interests and favorites.
We do not share your information with outside companies for their promotional
use. We do not track URLs or web use outside of our owned and operated websites,
nor do we track you across the Internet once you leave our site.
Contact information, and user data/patterns may be used to ensure customer
satisfaction, and to operate the Lenox Financial Mortgage Corporation group of
websites and offer you our products and services.
Advertising/ Marketing data is analyzed on a local/demographic level, and IP
information and cookie data is only collected for recognition purposes and
statistics. Local data is used to improve user experience, and does not exploit
you personally.
Online media service providers will also use data
across their owned, operated and affiliate websites to determine user success
patterns across most demographics(pursuant to their corporate policies). This
data is collected in such a way that it is not personally identifiable or
exploited.
Please keep in mind that if you directly disclose personally identifiable
information or personally sensitive data through Lenox Financial - Home of the
No Closing Cost Loan public message boards, this information may be collected
and used by others. Note: Lenox Financial - Home of the No Closing Cost Loan
does not read any of your private online communications.
Lenox Financial - Home of the No Closing Cost Loan encourages you to review the
privacy statements of Web sites you choose to link to from Lenox Financial -
Home of the No Closing Cost Loan so that you can understand how those Web sites
collect, use and share your information. Lenox Financial - Home of the No
Closing Cost Loan is not responsible for the privacy statements or other content
on Web sites outside of the Lenox Financial - Home of the No Closing Cost Loan
and Lenox Financial - Home of the No Closing Cost Loan family of Web sites.
Use
of Data
The only data used for direct response, which serve as a form of communication
to the user is information collected with your permission and awareness.
Lenox Financial - Home of the No Closing Cost Loan collects and uses your
personal information to operate the Lenox Financial - Home of the No Closing
Cost Loan Web site and deliver the services you have requested. Lenox Financial
- Home of the No Closing Cost Loan also uses your personally identifiable
information to inform you of other products or services available from Lenox
Financial - Home of the No Closing Cost Loan and its affiliates. Lenox Financial
- Home of the No Closing Cost Loan may also contact you via surveys to conduct
research about your opinion of current services or of potential new services
that may be offered.
Lenox Financial - Home of the No Closing Cost Loan does not sell, rent or lease
its customer lists to third parties. Lenox Financial - Home of the No Closing
Cost Loan may, from time to time, contact you on behalf of external business
partners about a particular offering that may be of interest to you. In those
cases, your unique personally identifiable information (e-mail, name, address,
telephone number) is not transferred to the third party. In addition, Lenox
Financial - Home of the No Closing Cost Loan may share data with trusted
partners to help us perform statistical analysis, send you email or postal mail,
provide customer support, or arrange for deliveries. All such third parties are
prohibited from using your personal information except to provide these services
to Lenox Financial - Home of the No Closing Cost Loan, and they are required to
maintain the confidentiality of your information.
Lenox Financial - Home of the No Closing Cost Loan does not use or disclose
sensitive personal information, such as race, religion, or political
affiliations, without your explicit consent.
Lenox Financial - Home of the No Closing Cost Loan keeps track of the Web sites
and pages our customers visit within Lenox Financial - Home of the No Closing
Cost Loan, in order to determine what Lenox Financial - Home of the No Closing
Cost Loan services are the most popular. This data is used to deliver customized
content and advertising within Lenox Financial - Home of the No Closing Cost
Loan to customers whose behavior indicates that they are interested in a
particular subject area.
Lenox Financial - Home of the No Closing Cost Loan Web sites will disclose your
personal information, without notice, only if required to do so by law or in the
good faith belief that such action is necessary to: (a) conform to the edicts of
the law or comply with legal process served on Lenox Financial - Home of the No
Closing Cost Loan or the site; (b) protect and defend the rights or property of
Lenox Financial - Home of the No Closing Cost Loan; and, (c) act under exigent
circumstances to protect the personal safety of users of Lenox Financial - Home
of the No Closing Cost Loan, or the public.
Use of Cookies
The Lenox Financial - Home of the No Closing Cost Loan Web site use "cookies" to
help you personalize your online experience. A cookie is a text file that is
placed on your hard disk by a Web page server. Cookies cannot be used to run
programs or deliver viruses to your computer. Cookies are uniquely assigned to
you, and can only be read by a web server in the domain that issued the cookie
to you. Cookie data stored into
your browser may be used to track the effectiveness of your involvement with
Lenox Financial Mortgage Corporation, but is not used in any way to harm visitor
hardware, or detract from user experience.
One of the primary purposes of cookies is to provide a convenience feature to
save you time. The purpose of a cookie is to tell the Web server that you have
returned to a specific page. For example, if you personalize Lenox Financial -
Home of the No Closing Cost Loan pages, or register with Lenox Financial - Home
of the No Closing Cost Loan site or services, a cookie helps Lenox Financial -
Home of the No Closing Cost Loan to recall your specific information on
subsequent visits. This simplifies the process of recording your personal
information, such as billing addresses, shipping addresses, and so on. When you
return to the same Lenox Financial - Home of the No Closing Cost Loan Web site,
the information you previously provided can be retrieved, so you can easily use
the Lenox Financial - Home of the No Closing Cost Loan features that you
customized.
You have the ability to accept or decline cookies. Most Web browsers
automatically accept cookies, but you can usually modify your browser setting to
decline cookies if you prefer. If you choose to decline cookies, you may not be
able to fully experience the interactive features of the Lenox Financial - Home
of the No Closing Cost Loan services or Web sites you visit.
Security of your Personal Information
Lenox Financial - Home of the No Closing Cost Loan secures your personal
information from unauthorized access, use or disclosure. Lenox Financial - Home
of the No Closing Cost Loan secures the personally identifiable information you
provide on computer servers in a controlled, secure environment, protected from
unauthorized access, use or disclosure. When personal information (such as a
credit card number) is transmitted to other Web sites, it is protected through
the use of encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
Lenox Financial Mortgage Corporation will
occasionally update this Statement of Privacy to reflect company, ad policy, and
customer feedback. Lenox Financial - Home
of the No Closing Cost Loan encourages you to periodically review this Statement
to be informed of how Lenox Financial - Home of the No Closing Cost Loan is
protecting your information.
Opting Out
If you wish to exercise your right to opt out
please contact optout@lenoxhomeloans.com or
call 949-428- 5100.
Please understand that this will permanently
opt you out of all service updates, or other promotional materials that are
relevant and tailored.
Once you opt out, you will be permanently
opted out of all Lenox Financial Home Loans promotions, and
additional services. Your contact
information will be removed from our databases and you will not receive contact
information from any sales representatives or customer relationship services.
You will no longer receive any form of
electronic communication or verbal contact from Lenox Financial Mortgage
Corporation ( d/b/a WesLend Financial, WesLend Financial Corp., and WesLend
Financial (FN)).< Lenox Financial
Mortgage Corporation and its internal affiliates (including Park Plaza Capital
Escrow, and WesLend Financial Insurance Services are also subject to this
agreement).
To receive correspondence from Lenox
Financial Mortgage Corporation or its internal affiliates again, you
would require correspondence at
privacy@lenxohomeloans.com
This process could take up to a 30 day period
to be re-processed.
If your inquiry is only regarding the change
of personal information please e-mail
info@lenoxhomeloans.com.
If your inquiry is only regarding a technical
question, please e-mail
webmaster@lenoxhomeloans.com
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